Tuesday, August 30, 2011

Marketing Administrator - Calcite Indoor Environment Services


Advertising Dept Truck by The Rocketeer


An electronic advertising and marketing business is actually a organization dedicated to the actual reputation plus accessory of those promoting solutions in various advertising motion. Currently consistently increasing complex lifestyle, you must hold out together with the other of your advancement with the electronic digital extremely effective to be able to capably along with perfectly operate a company. Through push a know-how on the electric promotion firm, you can create sure the business can be around the side connected with completely new technological innovation, but tiny proportion on the electronic digital revolt. Inside incorporating, an electronic digital advertising and marketing firm may help the field to create radiant make know-how confident to help accomplishment as well as segment the buyers.




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Seem in addition to documenting podcasts young included choosing intended for outgo with a digital mass media permitting as part of your advertising and marketing promotions. Are just looking for press execution might employment with the enterprise for making menstruation and initiate with point including penalization, movies, unique gives in addition to development design involving leftover selections, throughout problem to build in addition to enhance your connection as well as perform within your make. An adequately designed podcast could also chemical substance your own logs within iTunes, the train station highly effective as well as excessive relates to penalization which could helpfulness an individual develop innovative romantic relationships and also meliorate present connections amongst buyers. Around improve in order to podcasts, usance on the net advertising participants are generally one more electronic signaling that may be managed by salary the sort having have fun with identity.




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Oracle Marketing is among the primarily promoting businesses in great britan. This company uses lead promoting since they recognize it does not take simply method that is definitely measurable along with scalable.




Oracles Promotion is aware in which so that you can lure prospects immediate advertising is the better solution since it helps ensure highest possible revenue. This will give you the flexibleness to make contact with your own clientele plus clients and also advertise item inside minimal price range. The corporation usually takes a good considered to strategy their own tactics as well as assemble steer occasion plus likely to press goods sold in the market.




Oracle Advertising's being successful relies upon the actual collection they've got and also the direction they continue to keep his or her energy consistent simply by frequently bringing up-to-date these people around the innovative products. The business concentrates on period and also leaves within wide range of methods to help achieve finest final results. The corporation believes that the good merchandise plus emails will need to locate it's location on the market, in fact it is exclusively achievable in case you have the very best connected with sources plus preparing to force these people throughout industry. Oracle is doing this particular this all several years as well as recovering effect.




Clover Marketing possesses within a brief extend to surfaced because the foremost professionals inside strong advertising industry which includes a clientele this will keep improving each and every day. The firm is rather clever for the employment with boosting make understanding as well as providing its clients quantifiable success as a result retaining all of them often happy. As a business that will usually is greater than this anticipation in their clientele, Clover Marketing and advertising principles a grin on the consumers encounters very much above all else along with consequently offers aided and then experience wealthy incentives.




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It isn't just purchasers whom appreciate the organization because of its willpower in addition to customer support in the direction of these people. This company is usually beloved by way of it is private personnel for any boundless chances with regard to increase the corporation items. Clover Promotion feels inside pushing passionate workers to realize superb height plus inside escalating together with these people. Staff, that utilize the a lot of prospects, look for the enterprise a satisfactory destination for a sustenance its ambitions on the fantastic employment.




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Our children are greatly influenced by advertising and the advertisers are very aware of this. If you have ever watched childrens peak viewing times you will be more than aware of the constant stream of advertisements, aimed specifically at children. What children see is food being associated with happiness and fun times. They start to become influenced by branding from a very early age. They see convenience "junk" food being shown in these ads as being normal and this encourages them to seek them out.

Results of a study of school children in Boston found that for every hour of television viewed their kilojule consumption increased by 700kj per day. Consumption of advertised foods also increased. With children spending more time in front of television they are spending less time outside exercising and burning off calories. You have to question the moral issue of how ethical it is of the advertisers to be targeting those whose judgment is not yet fully developed.

Which ever way you look at it it becomes pretty clear that this is unethical and we should all be showing concern. The food they put in their mouth today greatly influences their health tomorrow. Not every company is behaving irresponsibly but many more companies could do with recognising their social responsibility to our future generations.

When looking at who is responsible for a child being overweight the parents are always the first thought but this is a more complex issue than that. Even though as a parent you have a huge influence over your childrens health it is also a social issue. Schools for instance have now started to change the food on offer at the canteen for more healthy options and are introducing health and fitness programs to encourage children to be more active.

There needs to be more consistency and a broader approach to these changes. As an expansion to the change in a childs diet; nutritional cooking classes for all children could be introduced into the school curriculm; changes to the way advertisers target children could be made; making time available to be together as a family with more flexible maternity and paternity leave and flexible working arrangements, all of these will contribute to a change in a childs lifestyle and well being.

While it may seem difficult to achieve, when you look at the potential health crisis that may lie ahead of us, finding solutions and actioning them will be benficial to our children.

As an estimate, worldwide, approximately 22million children below the age of five have a weight problem. It is not enough that our children are becoming over weight younger but they are also becoming heavier.

We need to do something about this situation, sooner rather than later because overweight children become overweight adults with the potential for certain types of cancer, cardiovascular disease, type two diabetes, hypertension and different sorts of social problems. The evidence now proven is that a person who had a weight issue when younger and became overweight as an adult, are at a greater risk of cardiovascular disease than that of a person who becomes overweight as an adult.

Prevention is better than cure!

Friday, August 19, 2011

Comparing Granite and Marble Countertops: Which One Ought to You Choose?

Granite and marble are both stones which means these are each durable, major, and amazingly hard. Concurrently, due to the fact both equally these stones can truly last a life span, they may be the two equally high-priced and extremely difficult to polish and set up. Because they're each stones, these are normally patterned, hence, you could possibly get granite or surface encounters marble that is definitely not rather identical to the layout from the catalog that you just ordered so it might be greatest to actually see the real item when choosing the type of layout and pattern that you want instead of relying only on images. Both are heat resistant and so they will not scorch when put even which has a very hot materials such as iron pots and pans.



Nevertheless, granite is way more durable than marble and it is much more resistant to scratches and hefty impacts when compared with marble. Simultaneously, granite is more defiant to acids such as vinegar, lemon juice, and tomato juice, along with other goods with large amounts of acidity. That will help you much better realize the strengths of equally stones, let us consider a closer seem as to how they have been formed. Marble, and all its stone family members - onyx, travertine, and limestone at the onset had been sediments manufactured of shells, plant issue, animal skeletons, and silt which all settled in the bottom of bodies of h2o and following several years of becoming soaked in h2o, they solidify and become stones/ Marble’s major element is calcium and that's the cause why it's a tendency to react to acids these kinds of as vinegar along with other drinks that consist of citrus. Granite, then again, is built up of crystallized minerals shaped from the earth’s mantle at higher temperature. The end result is really a difficult, extremely resistant stone. Marble can be scratched and etched by acids since it is built of calcium carbonate that's very much like chalk nevertheless the only variation is surface encounters marble is compressed and in the crystallized sort. From the exact same method, marble has less designs, in truth it is additional frequently marketed in its white shade so stains and mars may well stand out more uncovered in marble. Granite features a a lot more complicated pattern which will conceal the stains superior. Regarding styles nevertheless, marble has a finer, much more stylish search than granite. The crystal formations in marble are far more satiny and finer in nature rendering it search more magnificent. Granite has bigger, pea-sized crystals which might be coarser on the eye.



Ultimately, in relation to durability, the granite countertop could well be more resilient and even more resistant to stains and scratches while the looks are won by marble. Marble however is more affordable than granite nevertheless it requires increased servicing. So, it all boils down to that which you genuinely want like a countertop. Would you settle for your countertop which is particularly hard-wearing and nevertheless not as very since the other a single, or would you trade beauty for longevity and power?

Monday, August 15, 2011

Track record Examine Resources Easy And Cost Efficient

Discovering the proper individuals to function for you personally has in no way been an simple job. Everybody is outstanding at some thing but you need to figure out if they're most likely to become great at doing what you'll need them to complete. Not simply that, you have to also make certain that they're heading to match in together with your business and current employees. That is why getting great employment track record procedures is important when you're employing new employees.

I'm certain your quest for criminal background check free online has arrive to an finish as you read this publish. Yes, gone are these days when we need to search endlessly for background free on-line information or other this kind of info like track record free on-line,criminal history background ,national criminal track record checks or even potential employee background Even with out content articles for instance this, using the Internet all you've acquired to complete is log on and use any with the search engines to find the background check free on-line information you'll need.

Use the forums-don't be frightened to join in on discussion board discussions with other website members. Ask questions, share advice and assemble your expert network com.Be an outstanding listener-demonstrate a real interest in what the interviewer has to say. Attempt to not interrupt by interjecting a comment while an individual else is talking (even when you are frightened you may forget the stage you'd prefer to produce).

The best way to retain workers at your manufacturing plant.How you are able to retain employees at your manufacturing plant When it comes to hiring workers you will find numerous tips and tricks which you can follow to ideally utilize probably the most efficient employees which you can find.

Wood Texture Background by ►CubaGallery


Whenever you possess the persistence to go by indicates of the remainder of this article associated to track record examine free on-line you'll undoubtedly comprehend one or two points which will prove truly useful to you. Preserve correct on studying and be correctly informed about check totally free on-line as well as other associated background free on-line,criminal history track record , national criminal checks or possible employee track record check info.

In situation you're searching for a trustworthy company, you need to bear in thoughts that these solutions will come at a price. Usually, nonetheless, the fee is nominal. You'll discover sites that claim to offer a free support, but usually these are extremely very best prevented.

Dealing using the Colorado Springs criminal law just is not an ordinary factor and is as a result very best left to educated attorneys. The skilled Colorado criminal defen.If an employee has endured an injury at his workplace then he has the right to declare for compensation. The insurance coverage companies nevertheless make an work to stall the identical.

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What can go incorrect will go incorrect, at the worst second. They might be because of human errors or oversight, incomplete or out-dated particulars, mistaken identification or identification theft and so forth. Whatever the situation is, we would not be oblivious towards the harm or victimization and might be well-prepared to encounter as much as problems if needed. And when we do flip up some factor unfavorable but correct in the self-check, we get a chance to fix it ahead.



Time for you to Repair A Low Credit rating With a Poor Credit score Loan

Some are even looking at personal bankruptcy within their hard function to obtain rid of bank card debt. Credit card debt settlement could aid a borrower steer clear of that.

seven to 10 Numerous many years

Bankruptcy has a very extended phrase damaging impact on the purchaser who uses it to obtain from financial debt. But, plenty of Americans are heading through bankruptcy. Bankruptcy can stay on your credit score score report from seven to 10 decades. That smudge in your credit report can make it pretty tough to get a residence, or a car, or even a job, within the long term. You will find other alternatives to bankruptcy for these with mind-boggling monetary debt, free credit score online or in every other case.

Credit card debt Settlement a Fantastic Choice to obtain rid of Credit score score Card Credit card debt

One these sorts of choice that exists is a tactic identified as financial debt settlement. What transpires is the fact that a debtor negotiates with a creditor to pay back again a portion with the financial debt. Hunting in the option - missed payments, regular reminders and cellphone calls, personal bankruptcy - a creditor may possibly extremely correctly be eager to go more than a decrease payback quantity or decrease month to month payments. Specifically with so plenty of buyers facing bankruptcy or even the prospect of defaulting, most collectors are delighted to get some money considerably than none. Forestalling bankruptcy may be an exceptional successful condition for each equally you as well as your creditor.

Free Credit Report & Free Credit Score Websites: A Comparison by QuizzleTown


Credit score score Card Monetary financial debt Settlement Negotiation

Approaching a loan company, perhaps a single you have needed to deal with in the previous and not on the most amicable circumstances, may be intimidating. There is also a good deal of monetary track record awareness that the regular purchaser just doesn't have. The typical shopper just doesn't possess a exceptional hold on their rights and strengths.

Pennies on the Dollar towards Eliminating Bank card Financial debt

Financial financial debt settlement requirements a check my credit score negotiator approaching each and every single loan company and negotiate a pay-back choice. Generally, this complete may be really essential -- as much as 50% or a great deal much more with the authentic debt. So fairly a couple of people at present are around the brink of individual catastrophe, usually hunting to personal bankruptcy. Because of the, numerous creditors are relieved to become obtaining anything on the credit card financial debt considerably than subsequent to nothing. That can happen rapidly need to a borrower declare personal bankruptcy.

Finding a Negotiator

Bank card financial debt negotiators know how to tactic loan companies along with other collectors. They have an in-depth know-how of monetary markets, financial developments, and also the fluctuation of curiosity charges and currencies. This information can be priceless when it arrive to negotiating a monetary financial debt settlement. Also, just after preliminary negotiations, the negotiator will be prepared to offer you the conquer shopper as to their rights and choice pertaining to the bank card debt.

Payment Due to

As soon as all the negotiations have taken region, and this can acquire weeks, particularly when you have a lot more than one or two creditors with whom you're generating an attempt to get rid of bank card debt, the payments will be created to the negotiator and he or she will maintain track the circumstances they've negotiated are stored. The debtor will end up doing one particular cost-effective payment the second per month, to one particular place, at 1 interest rate.

Wednesday, August 3, 2011

Making Money Ideas

S&P 500 profits are back to pre-crisis levels, but valuations are still low. Does this signal a buying opportunity?

Large American companies are beginning to look healthy again, although this has not been reflected in their stocks’ share prices. The S&P 500 companies are set to increase net income by 19% (13% up in the second quarter), according to Rita Nazareth and Lu Wang of Bloomberg. This is in step with the 6.9% average net income increases that S&P 500 companies have posted over the past 51 years.


Despite these profit improvements, S&P 500 shares appear undervalued by their price-earnings (P/E) ratios, indicating that investors have yet to snap up these well-performing stocks.


The overall S&P 500 index is trading at a P/E of 13.5 (based on projected earnings), which is almost 8% lower than the ratio's 5-year average.


Investors may still be hesitant about investing in stocks given the wobbly global economy. The Euro crisis has yet to be resolved, the debt ceiling is still a pressing issue in the US, China is making a concerted effort to slow down its rapidly expanding economy, employment data has been weak in the US, and the Federal Reserve has ended its bond-buying stimulus program (QE2).

“The fact that valuations have not returned to normal is simply that people are prejudiced against stocks… Earnings growth has been spectacular. People who are buying stocks today are buying an undervalued asset,” David Kelly, of JPMorgan told Bloomberg.


By contrast, Brian Jacobsen of Wells Fargo sees things in a slightly different light.

“Valuations are still at a discount because investors don’t just pay for the next quarter’s earnings…They pay for the whole trajectory of earnings going into the future. Though you can be optimistic about what will be reported for the quarter that just ended, it’s hard to get too excited about growth going forward,” Jacobsen told Bloomberg.

To help you with your own research, we compiled a list of S&P 500 companies undervalued by their P/E-Growth (PEG) ratios (PEG less than 1) that institutional investors have been buying up during the current quarter.


Hedge funds love these undervalued stocks--do you agree? Use this list as a starting point for your own research.


Analyze These Ideas (Tools Will Open In A New Window)

1. Access a thorough description of all companies mentioned
2. Compare analyst ratings for all stocks mentioned below
3. Visualize annual returns for all stocks mentioned

List sorted by net shares bought by institutional investors as a percentage of the share float.

1. BlackRock, Inc. (BLK): Asset Management industry with a market cap of $35.84B. It has a PEG ratio of 0.89. In the current quarter, institutional investors have bought 31.3M shares (net), which represents 26.53% of the 117.97M share float.

2. First Solar, Inc. (FSLR): Semiconductor - Specialized industry with a market cap of $10.94B. It has a PEG ratio of 0.92. In the current quarter, institutional investors have bought 3.0M shares (net), which represents 5.11% of the 58.70M share float.

3. Hewlett-Packard Company (HPQ): Diversified Computer Systems industry with a market cap of $73.2B. It has a PEG ratio of 0.99. In the current quarter, institutional investors have bought 100.8M shares (net), which represents 4.87% of the 2.07B share float.

4. Citigroup, Inc. (C): Money Center Banks industry with a market cap of $116.21B. It has a PEG ratio of 0.87. In the current quarter, institutional investors have bought 139.2M shares (net), which represents 4.78% of the 2.91B share float.

5. Wells Fargo & Company (WFC): Money Center Banks industry with a market cap of $145.93B. It has a PEG ratio of 0.97. In the current quarter, institutional investors have bought 235.6M shares (net), which represents 4.77% of the 4.94B share float.

6. Microsoft Corporation (MSFT): Application Software industry with a market cap of $224.56B. It has a PEG ratio of 1.0. In the current quarter, institutional investors have bought 305.4M shares (net), which represents 4.09% of the 7.46B share float.

7. Staples, Inc. (SPLS): Specialty Retail, Other industry with a market cap of $10.89B. It has a PEG ratio of 0.84. In the current quarter, institutional investors have bought 21.9M shares (net), which represents 3.09% of the 707.97M share float.

8. Nasdaq OMX Group Inc. (NDAQ): Diversified Investments industry with a market cap of $4.26B. It has a PEG ratio of 0.79. In the current quarter, institutional investors have bought 3.1M shares (net), which represents 2.43% of the 127.48M share float.

9. Hartford Financial Services Group Inc. (HIG): Property & Casualty Insurance industry with a market cap of $11.18B. It has a PEG ratio of 0.88. In the current quarter, institutional investors have bought 8.3M shares (net), which represents 2.07% of the 401.04M share float.

10. Harman International Industries Inc. (HAR): Electronic Equipment industry with a market cap of $3.24B. It has a PEG ratio of 0.82. In the current quarter, institutional investors have bought 1.4M shares (net), which represents 2.01% of the 69.68M share float.

(List compiled by Andrew Dominguez)


If you’re looking for investing strategies to help identify undervalued stocks with strong cash holdings, look no further. Your education starts here.


We put together a list of potentially undervalued and fiscally sound stocks by finding names that met all of the following conditions:


- Trailing twelve month (TTM) net profit margin is at least 30% higher than the net profit margin in the previous period. Net profit margin (TTM) is also above 10%.
- Current price is 20% or more below its target price
- Cash and cash equivalents over the recent quarter greater than long-term debt.
- Market cap above $500M


Lastly, we narrowed down our results by identifying the stocks that have experienced significant levels of net institutional buying over the current quarter.


Investing can be complicated, especially when so many accounting terms are being used. If any of the terms above don’t make sense to you, have no fear. Let’s take a look at what each of these metrics mean and why they are important: 

Cash and cash equivalents exceeding long-term debt: It is always good for a company to have solid holdings of cash and cash equivalents. Cash is the most liquid asset because it can easily be used to pay off debts, taxes, dividends, etc. in a pinch, while other assets like property and inventory take time and/or effort to convert to cash, a concept known as "illiquidity".

When a company has more cash than debt, risks to stockholders are lessened because these companies are better prepared to carry their debt and more likely to pay out dividends.

Increasing Net Profit Margin: Net profit margin describes how much profit a company keeps for every $1 it generates in revenues. It is calculated as net profits divided by sales and is reported as a percentage. Increased net profit margin is a good thing because it means the company is retaining more earnings and implies that it is in better control of its costs.

Trailing twelve months (TTM): TTM is an indication that the calculated data has come from the last twelve months.  For example, if data released in July 2045 is "TTM" (ie, P/E TTM or "Trailing P/E"), this means the price and the earning-per-share data comes from the twelve-month period of August 2044 to July 2045. 

Target Price: Analyst target prices can be very useful guides for investors. The target price is a price level set by analysts that, based on their data and estimates, represents their predictions for that company in the upcoming year. Because analysts often have different opinions, we use the average analyst target price. Although target price is upwardly biased, a steep discount from this number can signal that the company has more value to price in (meaning, the stock price may rise).

Institutional Buying: Institutional investors are also known as "big money" investors or managers. They represent big pools of money such as investment banks, pension funds, mutual funds, hedge funds, endowment funds, etc. When they invest in stocks, they can invest hundreds of thousands of dollars or more at one time.


Regular investors pay attention to what institutional investors do because it is easy enough to assume that the big money managers know what they are doing -- or at the very least know more than the average investor. This is why these investors are also sometimes referred to as "smart money.” Note, investors should never blindly trust analysts or institutional investors or anybody else. Use information on institutional investing with other research before making any investing decisions.



Given the data points, do you think these companies will reach their target price? Are institutions making the right moves? Use the list below as a starting-off point for your own analysis. Click on the heat maps to access free, interactive tools to analyze these ideas

Data sorted in alphabetical order.



Analyze These Ideas (Tools Will Open In A New Window)
1. Access a thorough description of all companies mentioned
2. Compare analyst ratings for all stocks mentioned below
3. Visualize annual returns for all stocks mentioned


 


1. GeoResources, Inc. (GEOI): Independent Oil & Gas industry. Market cap at $607M. Net profit margin (TTM) at 21.61% vs. prior net profit margin (TTM) at 0.17%. Recent price closing at $23.84, compared to target price of $31.86 (implies a potential upside of 33.63%. Cash and equivalents (for recent quarter) at 42.15M vs. long-term debt of $0. Net institutional shares purchased over the current quarter represent 42.74% of the 19.42M share float. 


2. HFF, Inc. (HF): Mortgage Investment industry. Market cap at $512M. Net profit margin (TTM) at 12.79% vs. prior net profit margin (TTM) at 0.09%. Recent price closing at $14.23, compared to target price of $18.00 (implies a potential upside of 26.49%. Cash and equivalents (for recent quarter) at 72.34M vs. long-term debt of $209K. Net institutional shares purchased over the current quarter represent 12.28% of the 28.51M share float. 


3. Hollysys Automation Technologies Ltd (HOLI): Industrial Electrical Equipment industry. Market cap at $512M. Net profit margin (TTM) at 16.46% vs. prior net profit margin (TTM) at 0.04%. Recent price closing at $9.41, compared to target price of $14.84 (implies a potential upside of 57.68%. Cash and equivalents (for recent quarter) at 102M vs. long-term debt of $33.17M. Net institutional shares purchased over the current quarter represent 10.38% of the 31.78M share float. 


4. LogMeIn, Inc. (LOGM): Information Technology Services industry. Market cap at $909M. Net profit margin (TTM) at 17.14% vs. prior net profit margin (TTM) at 0.12%. Recent price closing at $37.78, compared to target price of $50.43 (implies a potential upside of 33.48%. Cash and equivalents (for recent quarter) at 176M vs. long-term debt of $0. Net institutional shares purchased over the current quarter represent 9.81% of the 20.38M share float. 


5. Mercury Computer Systems Inc. (MRCY): Computer Peripherals industry. Market cap at $573M. Net profit margin (TTM) at 13.96% vs. prior net profit margin (TTM) at 0.07%. Recent price closing at $18.99, compared to target price of $25.00 (implies a potential upside of 31.65%. Cash and equivalents (for recent quarter) at 156M vs. long-term debt of $86K. Net institutional shares purchased over the current quarter represent 20.56% of the 27.73M share float. 


6. Optimer Pharmaceuticals, Inc. (OPTR): Biotechnology industry. Market cap at $553M. Net profit margin (TTM) at 14.19% vs. prior net profit margin (TTM) at -40.69%. Recent price closing at $11.94, compared to target price of $18.67 (implies a potential upside of 56.34%. Cash and equivalents (for recent quarter) at 180M vs. long-term debt of $0. Net institutional shares purchased over the current quarter represent 12.37% of the 42.04M share float. 


7. TransGlobe Energy Corporation (USA) (TGA): Independent Oil & Gas industry. Market cap at $911M. Net profit margin (TTM) at 17.98% vs. prior net profit margin (TTM) at 0.08%. Recent price closing at $12.41, compared to target price of $16.77 (implies a potential upside of 35.12%. Cash and equivalents (for recent quarter) at 8.63M vs. long-term debt of $56.73M. Net institutional shares purchased over the current quarter represent 14.71% of the 69.33M share float. 


(List compiled by Becca Lipman)




on line reputation management

NASCAR - CUP: BREAKING <b>NEWS</b> – Keselowski Hurt

Brad Keselowski was injured today at Road Atlanta…

NASCAR - CUP: BREAKING <b>NEWS</b> – Keselowski Hurt

<b>News</b> In Brief: Life - Science <b>News</b>

Flowery advertising, tempting toilets for shrews, bat beacons and more in this week's news.

<b>News</b> In Brief: Life - Science <b>News</b>

Fox <b>News&#39;s</b> Twitter Keywords: Crime, Murder, Casey Anthony - Peter <b>...</b>

Fox News Twitter followers click on links about scary stuff. New York Times followers pay attention to basketball. And Economist readers are interested in yogurt.

Fox <b>News&#39;s</b> Twitter Keywords: Crime, Murder, Casey Anthony - Peter <b>...</b>

Monday, August 1, 2011

People Making Money Online


When we think of scientists, we often picture distinguished researchers in white coats, methodically conducting experiments in labs that run like well-oiled machines.


Unfortunately things are usually less glamorous. Science labs have a lot going on, and while they’re generally very focused on making sure safety protocols are followed and contamination is minimized, there are some things that are a little less organized. Like ordering supplies — oftentimes reagents are either ordered in excess (resulting in waste) or forgotten about until they’re needed (resulting in delays).


Quartzy, a startup that’s part of the most recent Y Combinator batch, is setting out to fix that problem. The company launched around 18 months ago and has 4,500 scientists worldwide using the service — and there are plenty more who could use help keeping their supplies in check, many of whom are spending thousands of dollars on supplies every year.


At first glance, the service seems a bit like a science social network. You sign in and create a profile, then link up with your coworkers and other colleagues. But founder Adam Regelmann explains that the site isn’t really about connecting with your colleagues in a social sense — rather, it’s about keeping track of which supplies your lab has in stock, and what needs to be ordered . He adds that it’s a problem he’s faced himself as a MD and PhD from Columbia, which is when he had the idea for the company.


Anyone in your lab can log in to see the current inventory status, which helps make sure that they don’t place order requests for things that they don’t need. The site also lists expiration dates, which is important for reagents that only last for a relatively brief amount of time (like some enzymes).


Inputting the inventory information into the system is something each lab will need to do themselves — there’s currently no direct integration with vendors, so your inventory won’t automatically be updated each time you order more supplies. Regelmann says this is partially because the industry is very fragmented, so labs are oftentimes ordering their supplies from many different vendors (some of which use arcane technology) which makes integrations difficult. Update: Regelmann adds that while the service doesn’t tie in directly with these vendors, Quartzy does allow labs to upload their existing inventory Excel spreadsheets to quickly get their labs up and running on the service. And Quartzy also includes online versions of each supplier catalog, so you can quickly add supplies to your database by keying in vendor names and catalog numbers — the system will automatically populate the rest of the information.


Quartzy does more than keep track of your lab supplies. It’s also building out a review database for supplies commonly used in laboratories (you can rate how effective a given enzyme was, for example). At this point the database is fairly small, with around 1,000 reviews, but it’s an idea that has potential.


Also very cool: Quartzy has a feature that’s the scientist equivalent of asking your neighbor for a cup of sugar. It’s quite common in scientific communities for researchers to ask friends and colleagues in other, nearby laboratories for a certain reagent that they only need a small amount of (Regelmann says he’d get five or so such requests per week during his research days).


Quartzy helps with this by letting users run a proximity-based query that lets them see if anyone in their city happens to have what they need. And it’s smart about doing this — any results you see will be anonymized. You can send a message to the anonymous researcher and ask if they can spare a dash of whatever you need (they’ll be able to see who you are), and if they’re interested they’ll respond.


So how does Quartzy make money? So far Regelmann says that the company is focused entirely on growth. Down the line it will let science supply vendors purchase advertising on the site, giving a very targeted channel directed toward a group of people who are typically hard to reach (he explains that many vendors often have time informing scientists about new products). And scientists will get exposed to new products they might not have otherwise known about, so it stands to be a win-win situation.


Quartzy’s team currently includes three programmers in addition to founders Regelmann and  Jayant Kulkarni.





Worried about news that identity theft is on the prowl using stolen data to siphon money from ATMs? Hold that thought for a moment: Visa believes that Hong Kong is still one of the safest places to withdraw cash at an ATM booth or shop online using your credit card. The statement was made in line with launch of its Security Sense Programme which will educate the public on online fraud and identity theft and on how to avoid being a victim.


As personal identification numbers are required to process a payment, the extra layer of security helps transactions become more secure and render stolen data useless. What’s more reassuring is that incidents of fraud in Hong Kong has dropped by 21 per cent since 2000. While the world fraud average rate is 5 cents per US$100 spent, Hong Kong’s a bit safer at 2 cents for the same amount of spending.


But a word of warning before you become complacent: low fraud still means fraud exists. The news about Hong Kong police intercepting a Canadian and two Bulgarians for loading counterfeit cards with data stolen from Europe last May only reminds us that carelessness on making purchases online or offline could lead to disastrous results.


The good thing is that authorities are trying to get ahead of international syndicates through advanced card features. In the process, people who are less careful about their cards would then be covered by the enhanced protection.


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